:root{
  --ink:#10283A;
  --ink-2:#1E3D52;
  --sea:#2A7F7A;
  --sand:#F3E9D8;
  --cream:#FBF7EF;
  --paper:#FFFDF8;
  --mute:#5D6B75;
  --line:rgba(16,40,58,.14);
  --accent:#F26B21;
  --accent-ink:#C9500F;
  --serif:'Fraunces',Georgia,'Times New Roman',serif;
  --sans:'Satoshi',system-ui,-apple-system,'Segoe UI',sans-serif;
  --radius:6px;
  --sec:clamp(4rem,9vw,8rem);
  --wrap:1180px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:var(--sans);color:var(--ink);background:var(--cream);line-height:1.55;font-size:17px;overflow-x:hidden}
img{display:block;max-width:100%;height:auto}
a{color:inherit}
button,input,select,textarea{font:inherit;color:inherit}
.wrap{width:min(var(--wrap),calc(100% - 2.5rem));margin-inline:auto}
section{padding-block:var(--sec)}
h1,h2,h3{font-family:var(--serif);font-weight:400;line-height:1.05;letter-spacing:-.015em}
h1{font-size:clamp(2.6rem,6.2vw,5rem);font-variation-settings:"opsz" 144}
h2{font-size:clamp(2.1rem,4.4vw,3.6rem);font-variation-settings:"opsz" 144}
h3{font-size:1.45rem}
em.k{font-style:italic;color:var(--accent-ink);font-weight:500}
.eyebrow{font-size:.78rem;letter-spacing:.18em;text-transform:uppercase;font-weight:700;color:var(--sea);margin-bottom:1rem;display:flex;align-items:center;gap:.6rem}
.eyebrow::before{content:"";width:22px;height:2px;background:var(--sea)}
.lead{font-size:clamp(1.05rem,1.4vw,1.25rem);color:var(--ink-2);max-width:56ch}
.muted{color:var(--mute)}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;padding:.95rem 1.5rem;border-radius:var(--radius);font-weight:700;text-decoration:none;border:2px solid transparent;cursor:pointer;transition:transform .18s ease,box-shadow .18s ease,background .18s ease,color .18s;white-space:nowrap}
.btn-primary{background:var(--accent);color:#fff;box-shadow:0 8px 24px -10px rgba(242,107,33,.7)}
.btn-primary:hover{background:var(--accent-ink);transform:translateY(-2px);box-shadow:0 14px 28px -12px rgba(242,107,33,.8)}
.btn-ghost{border-color:var(--ink);color:var(--ink);background:transparent}
.btn-ghost:hover{background:var(--ink);color:#fff;transform:translateY(-2px)}
.btn-light{border-color:#fff;color:#fff}
.btn-light:hover{background:#fff;color:var(--ink)}
.btn .arr{transition:transform .18s}
.btn:hover .arr{transform:translateX(4px)}
.link{font-weight:700;text-decoration:none;position:relative;color:var(--ink)}
.link::after{content:"";position:absolute;left:0;bottom:-3px;height:2px;width:100%;background:var(--accent);transform:scaleX(0);transform-origin:left;transition:transform .25s}
.link:hover::after{transform:scaleX(1)}

/* ticker */
.ticker{background:var(--ink);color:var(--sand);overflow:hidden;font-size:.82rem;letter-spacing:.14em;text-transform:uppercase;font-weight:700;padding:.6rem 0;border-bottom:1px solid rgba(255,255,255,.08)}
.ticker-track{display:flex;width:max-content;animation:marq 38s linear infinite}
.ticker span{padding:0 1.6rem;display:inline-flex;align-items:center;gap:1.6rem}
.ticker i{display:inline-block;width:7px;height:7px;border-radius:50%;background:var(--accent)}
@keyframes marq{to{transform:translateX(-50%)}}
@media (prefers-reduced-motion:reduce){.ticker-track{animation:none}}

/* nav */
.nav{position:sticky;top:0;z-index:50;background:rgba(251,247,239,.85);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:72px;gap:1rem}
.brand{display:flex;align-items:center;gap:.7rem;text-decoration:none}
.brand svg{width:42px;height:42px;color:var(--ink)}
.brand-name{font-family:var(--serif);font-size:1.25rem;line-height:1;letter-spacing:-.01em;white-space:nowrap}
.brand-name b{font-weight:500;font-style:italic}
.brand-name small{display:block;font-family:var(--sans);font-size:.82rem;letter-spacing:.26em;text-transform:uppercase;font-weight:700;color:var(--sea);margin-top:.3rem}
.nav-links{display:flex;gap:2rem;list-style:none}
.nav-links a{text-decoration:none;font-weight:500;font-size:.95rem;white-space:nowrap}
@media (max-width:1100px){.nav-links{gap:1.2rem}.nav-links a{font-size:.9rem}}
.nav .btn{padding:.7rem 1.1rem;font-size:.92rem}
@media (max-width:860px){.nav-links{display:none}}

/* hero */
.hero{padding-block:clamp(3rem,6vw,5.5rem) clamp(3rem,6vw,5rem);position:relative;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:clamp(2rem,5vw,5rem);align-items:center}
.hero h1{margin:.4rem 0 1.4rem}
.hero .lead{margin-bottom:2rem}
.hero-ctas{display:flex;gap:.9rem;flex-wrap:wrap;margin-bottom:2rem}
.checks{display:flex;flex-wrap:wrap;gap:.6rem 1.4rem;list-style:none;font-size:.95rem;font-weight:500}
.checks li{display:flex;align-items:center;gap:.5rem}
.checks svg{width:18px;height:18px;color:var(--sea);flex:none}
.hero-media{position:relative}
.hero-media img{border-radius:14px;aspect-ratio:4/3.3;object-fit:cover;width:100%;box-shadow:0 30px 60px -30px rgba(16,40,58,.5)}
.hero-media::before{content:"";position:absolute;inset:auto -8% -10% 30%;height:60%;background:var(--sand);border-radius:40% 60% 50% 50%;z-index:-1}
.float-card{position:absolute;left:-1.5rem;bottom:2rem;background:var(--paper);border:1px solid var(--line);border-radius:12px;padding:1rem 1.2rem;box-shadow:0 20px 40px -20px rgba(16,40,58,.4);display:grid;gap:.15rem;min-width:220px}
.float-card .n{font-family:var(--serif);font-size:2rem;line-height:1;color:var(--accent-ink)}
.float-card .l{font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;font-weight:700;color:var(--mute)}
@media (max-width:900px){.hero-grid{grid-template-columns:1fr}.hero-media{order:-1}.float-card{left:1rem;bottom:1rem}.hero-media img{aspect-ratio:16/10}}

/* stats band */
.band{background:var(--ink);color:var(--cream);padding-block:3rem}
.band .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:2rem}
.stat .n{font-family:var(--serif);font-size:clamp(2.4rem,4.5vw,3.6rem);line-height:1;color:#fff}
.stat .n em{font-style:italic;color:var(--accent)}
.stat .l{font-size:.85rem;color:rgba(251,247,239,.7);margin-top:.5rem;max-width:22ch}
@media (max-width:760px){.band .wrap{grid-template-columns:1fr 1fr}}

/* who */
.who-head{display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:end;margin-bottom:3rem}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:1.2rem}
.card{background:var(--paper);border:1px solid var(--line);border-radius:12px;padding:1.6rem;transition:transform .25s,box-shadow .25s}
.card:hover{transform:translateY(-4px);box-shadow:0 24px 40px -28px rgba(16,40,58,.45)}
.card .idx{font-family:var(--serif);font-style:italic;color:var(--accent-ink);font-size:1.1rem;margin-bottom:.8rem}
.card h3{margin-bottom:.5rem;font-size:1.3rem}
.card p{color:var(--mute);font-size:.98rem}
@media (max-width:900px){.who-head{grid-template-columns:1fr}.cards{grid-template-columns:1fr 1fr}}
@media (max-width:600px){.cards{grid-template-columns:1fr}}

/* math / calculator */
.math{background:var(--sand);position:relative}
.math-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(2rem,5vw,5rem);align-items:start}
.calc{background:var(--paper);border-radius:16px;border:1px solid var(--line);padding:clamp(1.4rem,3vw,2.4rem);box-shadow:0 30px 60px -40px rgba(16,40,58,.5)}
.calc label{display:flex;justify-content:space-between;font-weight:700;font-size:.95rem;margin-bottom:.6rem}
.calc output{font-family:var(--serif);font-size:1.3rem;color:var(--ink)}
input[type=range]{width:100%;accent-color:var(--accent);margin-bottom:1.6rem}
.calc-row{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.calc-box{border-radius:12px;padding:1.2rem;border:1px solid var(--line)}
.calc-box.them{background:#F6F1E8}
.calc-box.us{background:var(--ink);color:#fff;border-color:var(--ink)}
.calc-box .t{font-size:.75rem;letter-spacing:.14em;text-transform:uppercase;font-weight:700;opacity:.75;margin-bottom:.6rem}
.calc-box .big{font-family:var(--serif);font-size:clamp(1.9rem,3.6vw,2.8rem);line-height:1}
.calc-box.us .big{color:#FFB98A}
.calc-box .d{font-size:.85rem;opacity:.8;margin-top:.5rem;line-height:1.4}
.calc-diff{margin-top:1.2rem;display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:1rem 1.2rem;border-radius:10px;background:rgba(242,107,33,.1);border:1px dashed rgba(242,107,33,.5);font-weight:700}
.calc-diff b{font-family:var(--serif);font-size:1.6rem;color:var(--accent-ink);font-weight:500}
.calc-note{font-size:.8rem;color:var(--mute);margin-top:1rem;line-height:1.45}
.compare{margin-top:2rem;width:100%;border-collapse:collapse;font-size:.95rem;background:var(--paper);border-radius:12px;overflow:hidden;border:1px solid var(--line)}
.compare th,.compare td{padding:.9rem 1rem;text-align:left;border-bottom:1px solid var(--line)}
.compare th{font-size:.75rem;letter-spacing:.14em;text-transform:uppercase;color:var(--mute)}
.compare td:last-child{font-weight:700;color:var(--ink)}
.compare tr:last-child td{border-bottom:0}
.compare .yes{color:var(--sea)}
@media (max-width:900px){.math-grid{grid-template-columns:1fr}}

/* steps */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;margin-top:3rem;counter-reset:s}
.step{position:relative;padding-top:1.5rem;border-top:2px solid var(--ink)}
.step::before{counter-increment:s;content:"0" counter(s);font-family:var(--serif);font-style:italic;font-size:2.2rem;color:var(--accent-ink);line-height:1;display:block;margin-bottom:1rem}
.step h3{margin-bottom:.5rem}
.step p{color:var(--mute)}
@media (max-width:760px){.steps{grid-template-columns:1fr}}

/* pricing */
.price{background:var(--ink);color:var(--cream);position:relative;overflow:hidden}
.price::after{content:"";position:absolute;right:-20%;top:-30%;width:60vw;height:60vw;border-radius:50%;background:radial-gradient(circle,rgba(242,107,33,.22),transparent 60%);pointer-events:none}
.price-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(2rem,5vw,5rem);align-items:center;position:relative;z-index:1}
.price h2{color:#fff}
.price .lead{color:rgba(251,247,239,.8)}
.price-card{background:var(--cream);color:var(--ink);border-radius:18px;padding:clamp(1.6rem,3vw,2.6rem);box-shadow:0 40px 80px -40px rgba(0,0,0,.6)}
.price-card .amt{font-family:var(--serif);font-size:clamp(3.6rem,7vw,5.5rem);line-height:1;letter-spacing:-.03em}
.price-card .amt small{font-family:var(--sans);font-size:1rem;letter-spacing:.1em;text-transform:uppercase;font-weight:700;color:var(--mute);margin-left:.4rem}
.price-card .amt-sub{color:var(--mute);margin:.5rem 0 1.4rem}
.nofees{list-style:none;display:grid;grid-template-columns:1fr 1fr;gap:.5rem 1rem;margin:1.2rem 0 1.6rem;font-size:.95rem}
.nofees li{display:flex;gap:.5rem;align-items:center}
.nofees li::before{content:"";width:16px;height:16px;flex:none;border-radius:50%;background:var(--sea);-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23fff' d='M9 16.2 4.8 12l-1.4 1.4L9 19 21 7l-1.4-1.4z'/%3E%3C/svg%3E") center/contain no-repeat;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23fff' d='M9 16.2 4.8 12l-1.4 1.4L9 19 21 7l-1.4-1.4z'/%3E%3C/svg%3E") center/contain no-repeat}
.price-card .btn{width:100%}
@media (max-width:900px){.price-grid{grid-template-columns:1fr}}

/* founder */
.founder-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:clamp(2rem,5vw,5rem);align-items:center}
.founder-grid img{border-radius:14px;aspect-ratio:1/1;object-fit:cover;width:100%}
.quote{font-family:var(--serif);font-size:clamp(1.4rem,2.3vw,1.9rem);line-height:1.3;margin:1rem 0 1.6rem}
.sig{display:flex;align-items:center;gap:1rem}
.sig .name{font-family:var(--serif);font-style:italic;font-size:1.3rem}
.sig .role{font-size:.85rem;color:var(--mute)}
@media (max-width:860px){.founder-grid{grid-template-columns:1fr}}

/* faq */
.faq-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:3rem}
.faq{border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:1rem;padding:1.2rem 0;font-weight:700;font-size:1.05rem}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-family:var(--serif);font-size:1.8rem;line-height:1;color:var(--accent-ink);transition:transform .25s;flex:none}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq .a{color:var(--mute);padding:0 0 1.3rem;max-width:62ch}
@media (max-width:860px){.faq-grid{grid-template-columns:1fr}}

/* form */
.apply{background:var(--sand)}
.apply-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(2rem,5vw,5rem);align-items:start}
.form{background:var(--paper);border-radius:18px;padding:clamp(1.4rem,3vw,2.4rem);border:1px solid var(--line);box-shadow:0 40px 80px -50px rgba(16,40,58,.5)}
.fgrid{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.f{display:grid;gap:.35rem}
.f.full{grid-column:1/-1}
.f label{font-size:.85rem;font-weight:700}
.f input,.f select,.f textarea{padding:.85rem .95rem;border:1.5px solid var(--line);border-radius:var(--radius);background:#fff;transition:border-color .2s,box-shadow .2s;width:100%}
.f input:focus,.f select:focus,.f textarea:focus{outline:none;border-color:var(--sea);box-shadow:0 0 0 4px rgba(42,127,122,.15)}
.f textarea{min-height:96px;resize:vertical}
.form .btn{width:100%;margin-top:1rem}
.form .fine{font-size:.78rem;color:var(--mute);margin-top:.9rem;line-height:1.45;text-align:center}
.form-ok{display:none;text-align:center;padding:2rem 1rem}
.form-ok h3{font-size:2rem;margin:.6rem 0}
.form.done form{display:none}.form.done .form-ok{display:block}
.form-err{display:none;color:#B3261E;font-size:.9rem;margin-top:.8rem;text-align:center}
.apply-points{display:grid;gap:1.2rem;margin-top:2rem}
.apply-points div{display:flex;gap:1rem;align-items:flex-start}
.apply-points .ic{width:40px;height:40px;flex:none;border-radius:50%;background:var(--ink);color:#fff;display:grid;place-items:center;font-family:var(--serif);font-style:italic}
.apply-points p{color:var(--mute);font-size:.98rem}
.apply-points b{display:block;color:var(--ink)}
@media (max-width:900px){.apply-grid{grid-template-columns:1fr}.fgrid{grid-template-columns:1fr}}

/* closer + footer */
.closer{background:var(--ink);color:var(--cream);padding:5rem 0 3rem;text-align:center;overflow:hidden}
.closer .big{font-family:var(--serif);font-size:clamp(2.6rem,9vw,8.5rem);line-height:.95;letter-spacing:-.03em;color:#fff}
.closer .big em{font-style:italic;color:var(--accent)}
.closer p{margin-top:1.5rem;color:rgba(251,247,239,.7)}
footer{background:#0B1D2B;color:rgba(251,247,239,.7);font-size:.85rem;padding:2.5rem 0}
footer .wrap{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:2rem}
footer .brand svg{color:#fff}
footer .brand-name{color:#fff}
footer ul{list-style:none;display:grid;gap:.5rem}
footer a{text-decoration:none}
footer a:hover{color:#fff}
footer .legal{grid-column:1/-1;border-top:1px solid rgba(255,255,255,.1);padding-top:1.4rem;font-size:.78rem;line-height:1.6}
@media (max-width:760px){footer .wrap{grid-template-columns:1fr}}

/* sticky mobile cta */
.mcta{position:fixed;left:0;right:0;bottom:0;z-index:60;padding:.7rem 1rem calc(.7rem + env(safe-area-inset-bottom));background:rgba(16,40,58,.96);display:none;gap:.8rem;align-items:center;justify-content:space-between;color:#fff;transform:translateY(100%);transition:transform .3s}
.mcta.show{transform:none}
.mcta .t{font-size:.8rem;line-height:1.2}
.mcta .t b{display:block;font-size:.95rem}
.mcta .btn{padding:.7rem 1rem;font-size:.9rem}
@media (max-width:760px){.mcta{display:flex}body{padding-bottom:70px}}

/* reveals */
.rv{opacity:0;transform:translateY(22px);transition:opacity .7s cubic-bezier(.2,.7,.2,1),transform .7s cubic-bezier(.2,.7,.2,1)}
.rv.in{opacity:1;transform:none}
.rv-d1{transition-delay:.08s}.rv-d2{transition-delay:.16s}.rv-d3{transition-delay:.24s}
@media (prefers-reduced-motion:reduce){.rv{opacity:1;transform:none;transition:none}}

/* supplied logo */
.logo{height:70px;width:auto}
.nav .wrap{height:96px}
.logo-foot{height:150px}
@media (max-width:860px){.logo{height:50px}.nav .wrap{height:74px}}